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What Is PayPal?

PayPal is an e-commerce business allowing payments and money transfers to be made through the Internet. PayPal serves as an electronic alternative to traditional paper methods such as cheques and money orders. A PayPal account can be funded with an electronic debit from a bank account or by a credit card. The recipient of a PayPal transfer can either request a check from PayPal, establish their own PayPal deposit account or request a transfer to their bank account. PayPal is an example of a payment intermediary service that facilitates worldwide e-commerce.

PayPal performs payment processing for online vendors, auction sites, and other commercial users, for which it charges a fee. It sometimes also charges a transaction fee for receiving money (a percentage of the amount sent plus an additional fixed amount). The fees charged depend on the currency used, the payment option used, the country of the sender, the country of the recipient, the amount sent and the recipient's account type. In addition, eBay purchases made by credit card through PayPal may incur a "foreign transaction fee" if the seller is located in another country, as credit card issuers are automatically informed of the seller's country of origin.

PayPal is how individuals and businesses send and receive money online

For Buyers:
* Choose to pay using your credit or debit card.
* Make secure purchases without revealing your credit card number or financial information.
* Shop using PayPal on eBay and with thousands of merchants worldwide.

For Seller:
* Accept credit or debit cards for low transaction fees.
* Add PayPal to your website in minutes, no downtime required.
* Get access to a growing user base with millions of active online shoppers.

What are the Benefits of Using PayPal?
It's Fast, Payments are made immediately, quicker than sending bank transfers or money orders.
It's Private, PayPal does not reveal your financial information to sellers.
It's Global, PayPal is accepted worldwide, and can be used to make payments locally or internationally.
It's Easy, Send money to anyone in just a few clicks.
It's Trusted, Industry-leading fraud prevention keeps you safe and secure.
It's Cost-Effective, It's free to send money, and PayPal is affordable for businesses of all sizes.

Build Your Online Business With PayPal
Sign Up Now...Free to open a PayPal account.

Sign up for PayPal and start accepting credit card payments instantly.

source : wikipedia, Paypal Com


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